Crypto.com: Earn up to 8% annually on BTC, ETH, LTC, XRP & more - now in the US

Crypto.com’s Crypto Earn has launched in the United States. Since rolling out last month, Crypto Earn has grown rapidly and now, is available to users in 36 states in the US.

Crypto Earn allows users to deposit their cryptocurrency and earn up to 8% annually on BTC, ETH, XRP, LTC, TUSD, PAX, USDC, and now also Crypto.com’s MCO. Users can choose a 1-month, 3-month, and/or flexible term. The interest accrues daily and is paid out weekly. Earnings are immediately available to spend. By staking MCO (Crypto.com) tokens, users are able to earn preferential rates (~2% more).

Since launch, the team has expanded the crypto options from 3 (BTC, TUSD, and PAX) to 8 (added ETH, LTC, USDC, XRP and MCO); enabled flexible term, as well as, multiple active deposits; and implemented a 7-day payout. More cryptocurrencies will be progressively added.

Crypto Earn’s interest earned rates can be found in the table below:

Term Interest Earned
(with MCO staked)
Interest Earned
(without MCO staked)
3-month 8% p.a. 6% p.a.
1-month 6% p.a. 4% p.a.
Flexible 4% p.a. 2% p.a.
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Crypto Earn’s terms are industry-leading and very favorable to customers:

  • Many Cryptos - Same Rates: Support the most currencies in the industry with the same clear interest rates applying to all cryptocurrency options
  • Earn Interest in Deposited Currency: Pay out interest is in the same cryptocurrency that is deposited
  • Example: BTC - At 8% (users with staked MCO) and 6% otherwise, Crypto.com’s rates are extremely competitive with competitors

To get started and earn interest on your cryptocurrency, sign up for Crypto Earn here!

*Crypto Earn Eligibility - Crypto.com Wallet & Card App approved users except citizens or residents of Hong Kong SAR, Switzerland, or Malta. We are working to make the product available to these jurisdictions.


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