77% of Filipinos do not have bank accounts and there is less than 3% penetration of credit cards. Coins.ph . provides customers with a solution to buy prepaid mobile top-ups, pay bills, buy game credit, and send or receive funds to and from the Philippines and abroad. Consequently, the Philippines is an ideal Blockchain foothold in that it enables disruptively low-fee remittances for a country with one of the highest work emigration rates and unbanked population. Coins.ph aspires to provide 650 million people in Southeast Asia with direct access to financial services.